Artha Neeti Advisors · Annuity presentation

Income rider

Product assumptions

Premium ($)

Income-base bonus10%

Income-base roll-up7%

Compound roll-up (off = simple)

Maximum roll-up period10 years

Years until income begins5 years

Joint-life income

Annual rider fee (% of income base)1%

Non-guaranteed account credit4%

Projected increasing income

Lifetime income • sample contract assumptions

$2,121/month

Starting at age 65 · Single life · Level income

Not a carrier quote or a guarantee of these sample amounts. Final benefits depend on the issued contract.

Annual income

$25,456

Income-base at start

$462,842

Gap covered

88%

Income base is not cash value. Account value can decline from fees and withdrawals, even in a flat market.

Hypothetical illustration for educational purposes only. Not a carrier illustration. Guarantees are backed by the claims-paying ability of the issuing insurer. Index annuities are not securities and do not directly participate in the stock market. Refer to the carrier's official illustration and disclosure.

Wait 3 more years: $477 more per month under these assumptions.

Income through age 85

$509,126

Income through age 90

$636,408

Income through age 95

$763,689

Income through age 100

$890,971

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