Artha Neeti Advisors · Annuity presentation
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Qualitative educational scores (1–5), not carrier ratings or an objective suitability ranking. Annuity guarantees depend on contract terms; bank protection is subject to applicable deposit-insurance limits.
| Option | Protection | Growth | Lifetime income | Liquidity | Tax flexibility | Fee simplicity | Market protection | Legacy | Simplicity |
|---|---|---|---|---|---|---|---|---|---|
| FIA + income rider | 5 | 3 | 5 | 2 | 3 | 3 | 5 | 3 | 3 |
| MYGA | 5 | 2 | 1 | 2 | 3 | 4 | 5 | 3 | 5 |
| SPIA | 4 | 1 | 5 | 1 | 3 | 4 | 5 | 1 | 4 |
| DIA | 4 | 1 | 5 | 1 | 3 | 4 | 5 | 1 | 3 |
| Variable annuity | 1 | 5 | 3 | 3 | 3 | 1 | 1 | 3 | 2 |
| Market IRA / 401k | 1 | 5 | 1 | 4 | 3 | 4 | 1 | 4 | 4 |
| CDs / savings | 4 | 1 | 1 | 5 | 2 | 5 | 5 | 4 | 5 |
Hypothetical illustration for educational purposes only. Not a carrier illustration. Guarantees are backed by the claims-paying ability of the issuing insurer. Index annuities are not securities and do not directly participate in the stock market. Refer to the carrier's official illustration and disclosure.
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SAMPLE • Balanced Income
Sample Carrier A · Not rated — sample
Sample monthly income
$2,121
Rider fee
1%
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